Increasing the amount of angel investment and venture capital funding across Central Florida is a need recognized by many of our entrepreneurs, and entrepreneurial advocates.
One of our core missions is to increase investment in Orlando businesses from both local and national investors. We do this by sharing the stories of our local entrepreneurs to inform investors that Orlando is a great place to invest. By connecting entrepreneurs to helpful resources and local support we also aspire to help our local companies become more investable.
While our community is working to develop new investment funding options, we have taken the initiative to seek-out other funding opportunities for both Orlando’s startups and second stage companies.
Orlando Entrepreneurs is proud to partner with Founder Funders to help connect Central Florida business owners to the private financing they need to get their business off the ground.
Founder Funders leverages a vast network of direct funders to find the most appropriate financing solution to fit your unique circumstance. Founder Funders sources debt capital for numerous funding needs including business expansion, working capital, inventory, bridge loans, real estate acquisition, new construction, and more. Funding amounts across our various funding options range from $5,000 to over $1B+.
Many entrepreneurs become fixated on obtaining angel investments or venture capital to start or scale their business. While these options may be great to consider for some, for many businesses debt is actually less expensive and a more effective and accessible way to finance their business. Through venture debt, the business can access the funds they need while maintaining control and a greater percentage of equity in their growing business.
There are a variety of funding options to consider including:
Lines of credit are an exceptional tool for any growing business. Think about it as a credit card for your business that can provide you cash whenever you need it for any purpose you may have (without charging for cash advances like a typical credit card). Your business is only charged interest based on what is used, not interest on the total amount of the available funds as in a term loan. For example, you may have a $150,000 line of credit for your business that you could draw from (transfer to your bank account) as needed and simply pay for what is utilized. At times these lines of credit can be secured by business assets, but there are also compelling line of credit options available for new businesses that are based on individual credit.
Transaction Size you can do: $5,000 to $30,000,00 or more
(over $150k based upon asset collateral)
Approval Time: 24 hours – 1 week
Business term loans are one of the most common ways for businesses to fund their growth for a variety of needs. Term loans generally involve the borrower receiving a lump sum and making principle and interest payments over a given term (typically 3-5 years).
Transaction Size: $10,000 to $2,500,000
Funding Time: 48 hours to several weeks (depending on type of term loan)
Merchant cash advances are not loans but instead a business-to-business transaction that involves the selling of a company’s future credit card sales or a portion of the company’s bank deposits to a commercial lender in exchange for an upfront lump sum of funding at a discount.This funding option is great for businesses that need access to funds very quickly. Most cash advances can fund within 24-48 hours. Repayment for these transactions are usually made every business day (sometimes weekly) by an automatic deduction from a company’s credit card sales or bank deposits.
Transaction Size: $5,000 to $2,000,000
Funding Time: 24 hours to 48 hours
Terms: 3 months to 2 years
Maintaining cashflow is important to any growing business. Ensuring that you have the capital to fulfill new orders is essential for any business – that’s where accounts receivable financing, also known as factoring, comes in. Purchase orders are financed and collateralized (secured) by the revenue that will be received from the order or project at some point in the future. Often times larger clients require small businesses to wait 60, 90 or even 120 days+ to receive their payment on their invoices. That’s where accounts receivable factoring comes in. We will only consider loans against receivables from your established clients generating $10M+ annually.
Transaction Size you can do: $100,000 to $20,000,000
Approval Time: 24 hours to 1 week
Each year thousands of businesses are bought and sold. The majority of the time these businesses are done through financing. A variety of business acquisition financing loans are available depending on your unique situation, credit and value of the business you are seeking to acquire.
Transaction Size: $250,000 to $100,000,000
Approval Time: Up to 3 weeks
In today’s business climate corporate M&As occur every day. One business acquires or merges with another business and they combine their team, assets and liabilities and other resources to compete at an even greater level. There are a variety of corporate mergers & acquisition financing options available depending on the unique situation.
Transaction Size: $3,000,000 to $100,000,000 or more
Approval Time: This varies and really depends of project size. 1 to 5 Months
Thousands of franchisees open new locations every year. These new franchise locations have numerous needs from construction and build out to inventory, salaries and marketing. Unfortunately many banks are limited in the franchise financing options they have available. Private lenders can offer numerous franchise financing solutions to help franchisees fund their new business.
Transaction Size: $150,000 to $1,000,000
Approval Time: 2 to 4 weeks
Inventory financing is line of credit collateralized (secured) by the inventory of the company. This type of financing can free up cash for growth that was previously locked inside the businesses inventory.
Transaction Size: $500,000 to $10,000,000
Approval Time: Usually about 2 weeks
Angel investments are equity investments made in early stage companies by wealthy individuals, or groups of individuals known as angel investors. They are typically the first outside funding into a company. Most angel investors also provide additional value such as introductions, business advice, and more.
Transaction Size: $25,000 to $500,000
Learn more: Central Florida angel investors & VCs.
If you are an investor who is looking to purchase discounted properties, fix them up, and sell/flip them within 12 months, then consider our fix-and-flip loans for the capital you need. With attractive rates and up to 90% Purchase & Rehab Costs, these loans are a great way to start expanding your real estate projects. Our fix-and-flip loan products begin at $75K* and go up to $4 million.
Transaction Size: $75,000 to $2,000,000
Funding Time: Within 10 business days
Minimum Credit Score: 600 (however some of our loan products don’t consider credit)
Many banks do not want to take the risk of the growing number of new construction or development projects. There are many different private funding options and structures available for development projects – equity/debt, different lengths of times, interest rates, interest only options, etc.
Transaction Size: $100,000 to $500,000,000 or more
Approval Time: 48 to 72 hours
When acquiring commercial property as an investment or to occupy, commercial real estate financing is typically the most popular option. Property types that can be funded can include: multi-family, retail, industrial, office, storage, mobile home parks, hotels and more.
Transaction Size: $1,000,000 and up
Approval Time: 2 weeks
Our rental loan product provides our customers a reliable source of financing through a simple and efficient online loan process. Our 30-year fixed-rate rental loan product was designed to help savvy investors capitalize on the rapidly growing rental market. With attractive rates and up to 80% loan-to-value (LTV) on fixed-rate loans, these loans are a great way to get cash out from your existing rental properties. Our rental loan products begin at $75K and up to $2 million with no personal income verification.
Transaction Size: $75,000 to $2,000,000
Funding Time: Within 15 business days
Minimum Credit Score: 640 (however some of our loan products don’t consider credit)